PM Vishwakarma Yojana 2024: The central government has started this scheme for the development of the Vishwakarma community, under which more than 140 castes will get benefits. In this scheme, the government will provide loans and various facilities to the people of Vishwakarma community at low interest rates. Eligible candidates can apply online for this scheme.
PM Vishwakarma Yojana 2024 Overview
| Yojana Name | PM Vishwakarma Yojana |
| Launch Date | 17 September 2023 |
| Apply Date | Already Started |
| Last Date | Not Available |
| Yojana By | Central Govt |
| Amount | 15000 Rs |
| Loan Amount | Upto 2 Lakh |
| Apply Process | Online/CSC |
What is Pradhan Mantri Vishwakarma Yojana
Friends, Prime Minister Narendra Modi announced the Pradhan Mantri Vishwakarma Yojana on 17 September 2023. Under this scheme, various types of training and coaching will be provided to eligible beneficiaries for free. They will be given ₹ 500 per day during the training. Also, an amount of ₹ 15,000 will be given through Account details or DBT mode to buy a tool kit.
Under this scheme, people of Vishwakarma community can get free training and get a loan of up to ₹ 3 lakh at 5% interest to start their own business. This loan is given in two phases: ₹ 1 lakh in the first phase and ₹ 2 lakh in the second phase.
Main Objectives of the PM Vishwakarma Yojana
1. By recognizing artisans and craftsmen as Vishwakarma, they can take advantage of this scheme.
2. To Capacity building and providing relevant and appropriate training opportunities to Vishwakarma persons to improve their skills.
3. Providing support for advanced and modern equipment to increase product capacity, productivity and quality.
4. Beneficiaries can easily get interest rebates on day-guaranteed loans.
5. Promotion of digital transactions to promote digital empowerment
6. To provide a platform for brand promotion and market engagement that will help them capture new opportunities for growth.
Benefits under PM Vishwakarma Yojana
- Recognition: PM Vishwakarma Certificate and ID Card
- Training Stipend: ₹ 500 per day ( Total: 15000)
- Skill Upgradation
- Toolkit Incentive
- Credit Support
- Incentive for Digital Transactions
- Marketing Support
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Eligibility Criteria for PM Vishwakarma Scheme
The PM Vishwakarma Scheme aims to support artisans and crafts persons who work with their hands and tools. Here are the eligibility criteria in simple terms:
1. Who Can Apply?
Any artisan or craftsperson involved in one of the 18 traditional family-based trades, working independently in the unorganized sector, is eligible to register under this scheme.
2. Minimum Age Requirement
The applicant must be at least 18 years old on the date of registration.
3. Current Engagement in Trade
The person applying must be actively working in the related trade at the time of registration. Additionally, they must not have taken loans from similar schemes, such as PMEGP, PM SVANidhi, or Mudra, in the past five years.
4. One Member Per Family Rule
Only one individual from a family can register and receive benefits. A ‘family’ in this context includes the husband, wife, and any unmarried children.
5. Exclusion for Government Employees
Government employees and their family members are not eligible to register under this scheme.
These criteria ensure that the scheme helps those most in need of support, while avoiding duplication of benefits.
Documents For Apply:
- Aadhaar Card
- mobile number
- bank Account details
- Ration card for the registration
PM Vishwakarma Yojana Apply Process
- The registration shall be done by seeking applications through Common Service Centres (CSCs). Visit Your Nearest CSC Center and Apply by form. Give your all information to CSC and apply.
- The beneficiary can apply with the help of the CSCs through Village Level Entrepreneurs (VLEs) or Enumerators or ask your Gram Panchayat for apply
PM Vishwakarma Yojana Verification Process
Stage 1: Verification at Gram Panchayat or ULB level
Stage 2: Vetting and Recommendation by the District Implementation Committee
Stage 3: Approval by the Screening Committee
Conclusion
In This article we discussed about Pradhan Mantri Vishwakarma Yojana, Benefits, Eligibility and Apply process. Visit Our Site Regularly for sarkari schemes update.
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